155. false ledger
that evening.
Kim Joo-jung went to the head office of First Bank of Japan, where she stopped by during the day.
There, only Ryuki Hamato, president of Japan First Bank, was waiting for him.
“Thank you very much for letting the president of the bank tour you.”
However, the bank manager’s face was not so bright.
“Why don’t you stop talking about tourism and talk about what you really want to say?”
“Good.”
“I···. I can help you, no, Gaia.”
“I am really grateful that the president of the bank helped me directly.”
“However, we cannot help Gaia Investment without any conditions.”
Kim Joo-jung had fully expected this.
And it was obvious what the condition was talking about here.
“haha. This is a natural statement. Our Gaia Investment is a place that thoroughly considers money and money.”
When Kim Joo-jung smiled and said, the bank manager’s expression brightened slightly.
“I am a person with advanced information who can acquire Korea First Bank at a really cheap price. Under normal conditions, it will not move.”
“sure. I don’t think a man like the president of a bank would move for a pittance.”
“You know me well.”
Kim Joo-jung snorted inwardly.
‘First of all, it’s clear that the desired condition is money.’
He deliberately added the word puny money.
If money was what the bank president wanted, he would naturally accept Kim Joo-jung’s words, and if it wasn’t money, he would have corrected it.
“How much do you want?”
When Kim Ju-jung asked directly, the bank manager hesitated.
“How much can you give me?”
And the bank president asked Kim Joo-jeong in reverse.
If you ask for an amount that is too large, the negotiations will break down, and if you ask for an amount that is too small, you will feel very sorry for yourself.
“Bank manager. I asked first. And we, Gaia Investment, are willing to match whatever amount the president of the bank asks for.”
“I beg your pardon?”
The bank manager became more confused.
‘Do you already know the information I have? Or just floating…?’
The bank manager said with a hardened expression on his face.
“If you’re trying to make me look at you, you’d better stop.”
“Are you floating? Do you think I flew all the way to Japan just to do something like that?”
Kim Joo-jung deliberately pretended to be a little angry and said.
Thanks to that, the atmosphere completely returned to Kim Joo-jung.
“Now I am not joking with the bank president. In the evening, all working hours are over. I am here because I want to buy important company secrets and information from the president of the bank. Conversely, the president of the bank is trying to sell me company secrets. Do you think I will play a joke on such an important and sensitive matter?”
When Kim Joo-sung spoke like a rapid-fire cannon, the bank manager just flinched without answering.
After staring at the bank president for a while, Kim Joo-jeong opened her mouth again.
“We are willing to give you a sufficient amount as a token of our commitment on this day. Unless it’s a really outrageous amount.”
Kim Joo-jung deliberately reminded him that what he was doing with the bank president was a criminal act of stealing company secrets.
Now the bank manager must have realized the meaning of what he was trying to do.
“200 million yen…”
“yes?”
“I want 200 million yen.”
Kim Joo-jung’s forehead crumpled for a moment, then straightened again.
He didn’t like the bank manager’s distribution.
It was because I thought it was too small to pay for selling the secrets of the company where I was currently the president of a bank and where I would have worked for the rest of my life.
“200 million yen. Okay. I will.”
“good.”
Kim Joo-jung clicked her tongue inwardly as she saw the bank manager who smiled on her lips without realizing it.
However, the bank president’s thoughts were completely different from those of Kim Joo-jung.
While admiring the scale of Gaia Investment, which had accepted the enormous amount of 200 million yen without a moment’s thought, he was delighted inside.
‘Should I have called more?’
But even so, I couldn’t help but feel sorry for him when he accepted it so easily.
Kim Joo-jung looked at the bank president, who was delighted, with friendly eyes without realizing it, and opened her mouth.
“However, I cannot give you that money as a lump sum.”
“I beg your pardon? So, are you saying you’d like to pay in installments?”
“I will give you 60 million yen as an annual salary for five years. It’s 300 million yen by simple calculation. Even if taxes and other incidental expenses are taken out, the 200 million yen you mentioned will far exceed.”
“What about the salary?”
“Please continue to be the president of the bank.”
When the bank manager thought about it, he thought that this was a better condition.
Even if I had 200 million yen right away, it would be difficult to get a job again at this age.
He didn’t want to retire any time soon.
“And I am telling you this because we have to work with Gaia in the future, but we do not create a separate slush fund. So there will be no money moving illegally.”
“okay. Okay. I wish you well for at least the next five years.”
The bank president let out the deepest, darkest laugh I’ve ever seen.
Kim Joo-jung did not like that appearance.
No, he never liked this bank manager.
However, I suddenly remembered the conversation Hoyoung had with me right before I left for Japan.
‘Senior, maybe someone, whether it’s the president of the bank or the board of directors of the bank, will definitely try to join us. Even if I don’t like the way it looks, I can’t help it this time. We have no choice but to endure it and get over it.’
‘Wouldn’t it be more comfortable to grind it up?’
‘It could be. However, we do not yet know the physiology of the Japanese financial market. In addition, if rumors spread that the original executives are used as executives, it will be easier to acquire the next bank. And the person who moved with money can use his hands and feet until bigger money comes. Will anyone else besides us offer them 300 million yen each?’
At that time, Kim Joo-jung replied that it would be absolutely not.
While Kim Ju-jeong was lost in thought for a moment, the bank manager pulled out a file folder.
“This is the real financial statement of Japan First Bank.”
“You wrote a double ledger.”
“that is···.”
The bank manager made an unnecessary excuse to Kim Joo-jung.
To sum up, bad debts began to increase rapidly several years ago, and from then on, the company had already prepared to sell them.
“Fortunately, it’s not a double ledger for creating slush funds, so it seems that no money has escaped.”
“That’s right. It was just a double ledger to make our bank look normal.”
The president of the bank continued to talk hesitatingly, as if he was not ashamed and considered Kim Ju-jeong completely on his side.
Kim Joo-jung didn’t want to hear that, but he listened in silence.
It was because he knew very well that using him well would benefit him anyway.
“Then I will indeed serve you dinner. Shall we leave?”
“good. Should I take you to a nice place?”
“ha ha ha. Do not worry. I’ve been working at this bank for 20 years. There are good restaurants nearby.”
I don’t know what Kim Joo-jung and the bank manager were thinking on the inside, but on the outside they left the bank intimately as if they were old friends.
Of course, it was an indisputable fact that Kim Joo-jung brought out the financial statements given to her by the bank president in her bag.
.
.
.
two days later.
Kim Joo-jung returned to Korea.
The first person I met after returning to Korea was, of course, Ho-young.
“Wow···. Unbelievable. Isn’t this almost a sense of restraint?”
“right? How can you be so rotten inside?”
“Iknow, right.”
The situation of the First Bank of Japan, seen from the proper financial statements, was serious.
There were even documents that recorded changes in real estate and stock prices that had been previously taken as collateral, and some collaterals were worth 1/10 or even 1/50 of the money lent.
“Ho Young-ah. Wouldn’t it be better not to take over Japan First Bank? I think it will only suck money if I take it over for nothing.”
“Still, it would be much more profitable to take over.”
“why?”
“Right now, the Japanese economy is constantly hitting bottom. However, if we endure for a few years at the shortest and a decade at the longest, we will definitely enter the recovery phase. At that time, how much will the bank be worth? And the stocks and land owned by the bank as collateral this time will definitely increase in value.”
“I know the principle is to invest in a falling market, but this much…”
However, Hoyoung smiled confidently.
“senior. When have I ever said something wrong?”
“…none.”
“Then trust me again.”
Kim Joo-jung looked at Ho-young blankly, then shook her head and laughed.
“Yeah, lost. Then, how much will you take over?”
“Currently, the amount proposed by creditors is about 1.2 trillion won. However, after looking at this financial statement, you can never buy it at that price. We will cut it down to 800 billion.”
Kim Joo-jung nodded.
800 billion was a reasonable enough amount.
“But will the creditors really want to cut 400 billion won?”
“sure. You will have no choice but to cut it there. If you say you can’t cut it even after looking at these financial statements, then…”
“then?”
Hoyoung smiled mischievously.
“Let’s go see the Japanese Prime Minister.”
Hoyoung was sincere, but Kim Joojeong looked at Hoyeong with a puzzled look.
Seeing Kim Joo-jung like that, Ho-young smiled and shrugged.
“Yes, you have a very good plan.”
“Yes? ha ha ha. Anyway, senpai, thank you so much for making this part-time job so successful.”
“this time?”
“yes. You did a good job with this part-time job, so let’s move on to the next part-time job right away.”
“The next part-time job?”
Kim Joo-jung had a puzzled expression.
“You thought I was going to buy just one Japanese bank?”
“then…?”
“I’m going to buy as many as my budget will allow this time. That’s why I try to cut as much as possible.”
“Can I do the same for other banks as I did this time?”
“Yes.”
Kim Joo-jung’s expression was not very good.
“To Hermes, to the Bank of Japan. I think I should have two bodies.”
“Senior, I know very well that Hermes has stabilized these days, so there is nothing much to do. You have to earn it while you can.”
“Yes, you are good.”
“thanks.”
Kim Joo-jeong was dumbfounded, but she couldn’t argue with Ho-young, who smiled.
Before he knew it, he was organizing his schedule in his head as to when he could go to Japan next time.
.
.
.
A meeting of creditors of Japan First Bank.
The de facto leader of the place, Ken Samada, could not control his hands shaking with anger.
“Where the hell did this information leak from?”
“I am figuring it out.”
“What I want to hear is not that I am figuring it out. It means to find out and bring results.”
The reason he was angry was simple.
A letter from Gaia Investment.
In the letter, it was written that the financial statements of the Japan First Bank were suspected of being fabricated, so please check.
“Don’t be fooled, everyone, go out and find out what’s going on!”
“Yes… yes!”
Everyone in the conference room left in a hurry, leaving only two people there except for Ken.
“Bank manager! How did you manage your subordinates?”
“I have no face.”
“Ha… it’s not something that ends up being disrespectful. This means that the work I have been working on for years now has gone to waste!”
Ken shouted excitedly, but the bank manager listened in silence.
“Ha… I see. If the manager of the bank has any information, please let me know. If you don’t find any clues in a week, you’ll really have no choice but to sell it for 800 billion… no less than that.”
“All right. We will contact you as soon as we hear the information. sorry.”
The bank manager also bowed his head and left.
After waiting for the bank manager to leave, Ken asked the man sitting across from him.
“Hey. Have you checked all the bank president’s accounts?”
“yes. The investigation is over.”
“Is there something wrong?”
“There is not. I couldn’t find any circumstances where a large amount of money flowed in.”
“okay? Then, did the bank president really spill it?”
Ken shook his head.
Without even dreaming that the bank manager I was with just before was the culprit (?).
