Flooding is the most common weather-related natural disaster and occurs in every state (even in states that are usually dry). If your car is fully or partially submerged in flood water, it could result in thousands of dollars in repair bills or, worse, a total loss of the vehicle.
Densely populated areas are at higher risk for flash flooding because buildings, driveways, roads, and parking lots can cause water runoff. When storm drains or sewers become overloaded or blocked, surrounding roads become flooded